Privacy Statement

Overview

TenPercentDividends.com (“TPD”) is committed to respecting the privacy of our users.  We strive to provide a safe, secure user experience.  This Privacy Statement sets forth the online data collection and usage policies and practices that apply to all of our Web sites (unless a different privacy statement is specifically made applicable).  By using a TPD Web site, you consent to the policies and practices described in this Statement. 

Your data will be stored and processed in whole or in part in the United States.  If you access a TPD Web site outside the United States, your usage of that site constitutes consent to the transfer of your data out of your country and to the United States. 

Our sites contain links to other Web sites over which we have no control.  TPD is not responsible for the privacy policies or practices of other Web sites to which you choose to link from a TPD Web site.  We encourage you to review the privacy policies of those other Web sites so you can understand how they collect, use and share your information.  This Privacy Statement applies solely to the information we collect on a TPD Web site, and does not apply to information we collect in any other fashion.
 

Collection and Retention of Information

In some areas of our Web sites, TPD requests or may request that you provide personal and demographic information, including your name, mailing address, ZIP code, e-mail address, telephone number, credit card number, contact information, billing information and any other information from which your identity is discernible.  Examples of areas on TPD Web sites where we collect personal or combined personal and demographic data are pages where you can sign up to use a service, or purchase a service. 

In addition, TPD may indirectly collect information about you when you use certain third party services on our Web site.  Such information will be subject to, and treated in accordance with, the policies and practices described in this Statement. 

We also gather or may gather certain information about your use of our site, such as what areas you visit and what services you access.  Moreover, there is information about your computer hardware and software that is or may be collected by TPD.  This information can include without limitation your IP address, browser type, domain names, access times, and referring Web site addresses. 

TPD may sometimes afford you the opportunity to provide descriptive, cultural, behavioral, preferential, and/or life style information about yourself, but it is solely up to you whether you furnish such information.  If you do provide such information, you are thereby consenting to the use of that information in accordance with the policies and practices described in this Statement.  For example, such information may be used for the purpose of determining your potential interest in receiving email or other communications about particular products or services. 

Since we believe that managing your investments is a life-long process, we retain indefinitely all the information we gather about you in an effort to make your repeat use with us more efficient, practical, and relevant.  Of course, you can correct or update your TPD account profile at any time.  Moreover, you can close your TPD account at any time, in which event we will remove all our copies of your TPD account profile information except for an archival copy, which is not accessible on the Internet.

Use of Information by TPD

We use the information we gather on a TPD Web site, whether personal, demographic, collective, or technical, for the purpose of operating and improving the TPD Web site, fostering a positive user experience, and delivering the services that we offer. 

We may also use the information we gather to inform you of other products or services available from TPD or its affiliated companies or to contact you about your opinion of current products and services or potential new products and services that may be offered.  (The term "affiliated companies" is defined in the section of this Statement entitled "Contact Information.") 

We may use your contact information in order to send you e-mail or other communications regarding updates at the TPD site, such as new TPD opportunities and additional listings which may be of interest to you.  The nature and frequency of these messages will vary depending upon the information we have about you.

We have an area where you can submit comments.  Any comments you submit in this area becomes our property, and we can use such comments (such as success stories) for marketing purposes or contact you for further information.

Disclosure of Information to Others

We do not disclose to third parties your personal information, combined personal and demographic information or information about your use of a TPD Web site (such as the areas you visit or the services you access), except as set forth in the following four subparagraphs.

  1. We may disclose such information to third parties if you consent to such disclosure.
  2. We may disclose such information to companies and individuals we employ to perform functions on our behalf.  Examples may include hosting our Web servers, analyzing data, providing marketing assistance, processing credit card payments, and providing customer service.  These companies and individuals will have access to your personal information as necessary to perform their functions, but they may not share that information with any other third party.
  3. We may disclose such information if legally required to do so, if requested to do so by a governmental entity or if we believe in good faith that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect the rights or property of TPD or its affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.
  4. We may disclose and transfer such information to a third party who acquires all or a substantial portion of TPD's business, whether such acquisition is by way of merger, consolidation or purchase of all or a substantial portion of our assets.  In addition, in the event TPD becomes the subject of a bankruptcy proceeding, whether voluntary or involuntary, TPD or its trustee in bankruptcy may sell, license or otherwise dispose of such information in a transaction approved by the bankruptcy court. 

Use of Cookies

TPD uses "cookies" to help personalize and maximize your online experience and time online.  A cookie is a text file that is placed on your hard drive by a Web page server.  Cookies are not used to run programs or deliver viruses to your computer.  Cookies are uniquely assigned to your computer, and can only be read by a Web server in the domain that issued the cookie to you. 

One of the primary purposes of cookies is to provide a convenience feature to save you time.  The purpose of a cookie is to tell the Web server that you have returned to a specific page.  For example, if you personalize TPD pages, or register for services, a cookie helps us to recall your specific information (such as user name, password and preferences).  Because of our use of cookies, we can deliver faster and more accurate results and a more personalized site experience.  When you return to the TPD site, the information you previously provided can be retrieved, so you can easily use the features that you customized.  We also use cookies to track click streams and for load balancing. 

You may have the ability to accept or decline cookies.  Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline all cookies if you prefer.  Alternatively, you may be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis.  If you choose to decline cookies, however, that may hinder performance and negatively affect your experience on the TPD Web site.

Use of Web Beacons

TPD Web pages may contain electronic images known as Web beacons (sometimes called single-pixel gifs) that allow us to count users who have visited those pages and to deliver co-branded services.  Web beacons are not used to access your personally identifiable information on TPD; they are a technique we use to compile aggregated statistics about our Web site usage

Web beacons collect only a limited set of information including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides.

Updating Your Information

You may review, correct, update or change your TPD account profile information at any time.  Simply log into your TPD account, go to your Account Profile, review your account information and, if you wish, edit it with the options provided. 

Security
 

TPD has implemented reasonable technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration or disclosure.  However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes. 

When you place an order online at TPD, your credit card information is protected through the use of encryption, such as the Secure Socket Layer ("SSL") protocol.  SSL makes it difficult for your credit card information to be intercepted or stolen while being transmitted.  TPD uses a service company to process its credit card transactions.  For further information on this company's privacy and security practices, please click here.
 

Children 

TPD is not intended for children under 13 years of age.  We do not knowingly collect personal information from children under 13.  

Changes to Privacy Statement 

If we decide to change our Privacy Statement for TPD, we will post those changes here so that you will always know what information we gather, how we might use that information, and to whom we will disclose it.  If at any time, you have questions or concerns about TPD's Privacy Statement, please feel free to email us at x0000grb@yahoo.com or call us at 817-685-8693. 

Contact Information 

TPD is a name under which TenPercentDividends.com, a Texas corporation with its principal place of business at P.O. Box 1263, Euless, TX 76039, and certain of its affiliated companies worldwide, do business.  ("Affiliated companies" means entities that control, are controlled by or are under common control with TPD, Inc.)  TPD, Inc. is the legal entity, which determines the purposes and means of processing the information gathered at the TPD Web sites.  The information we gather on any TPD Web site may be shared within TPD, Inc. and its affiliated companies.

We welcome your comments concerning this Privacy Statement.  If you believe that we have not adhered to this Statement, please contact us by e-mailing us at x0000grb@yahoo.com or by calling us at 817-685-8693.  We will use commercially reasonable efforts to promptly determine and remedy the problem. 

Thank you for using TenPercentDividends.com. 

 

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All contents © 2003, 2007 Gerald R. Brookman, TenPercentDividends.com